Workers' compensation policies are often thought of as favorable to employees. The truth however is that a proper
workers' compensation policy benefits the employer as well.
Here are some tips for employers regarding the
workers compensation system and the claims process. These tips will be
helpful to all employers who have workers compensation insurance:
- As soon as a worker reports injury, you should immediately get his medical treatment started.
- Submit a claim to the insurance company without any delay.
- Once an adjuster has been assigned to the case, as an employer, you should make constant follow-ups on the issue to ensure things flow smoothly.
- Conduct in-house investigations regarding the matter. This involves gathering basic information such as accounts of the event from various employees. This helps get unbiased information on the incident. Rather than playing the blame game, you should focus on determining any flaws that might have caused the incident. Identification of such flaws will help set up necessary precautionary measures to avert such dangers in the future.
- OSHA and other relevant government authorities may come into action when a life-threatening injury or death occurs at a workplace. These organizations are very serious when it comes to workplace safety. They conduct independent investigations and where the employer is found to have made violations he/she faces serious fines.
- Outlining claim policies beforehand gives employers an upper hand. As soon as you have a plan laid out, you will have nothing to worry about when disaster strikes. You will have a procedure in place that is to be followed in case of an accident or injury.
- If you have an experience rated policy, claims typically have a three-year effect on your premium. To have your experience modification rate verified every year, you should seek the services of independent workers compensation experts.
- Having a back to work program laid out helps employers get their employees back to work swiftly without facing any additional issues.
- A realistic and working safety program is fundamental towards achieving high safety standards. Employees should be actively involved in this to get the best out of it, because they are the ones who know the workplace better.
Any worker that gets
injured or falls ill at the workplace is entitled to benefits under workers' compensation. However, this does not always work out simply for all employees. At
times, some employees may feel as if they are not being treated in a fair
manner. It is therefore advised to seek the assistance of an attorney.
If you have been injured on the in Missouri, contact a Kansas City Workers' Compensation Lawyer at the Law Office of James M. Hoffmann. We can evaluate your claim for free and begin working to get you compensated. Call (816) 256-4300 to schedule a free consultation.
photo credit: Mauigirl 2011 via Flickr
